Approved with SSN or ITIN + bank statements.
No US credit history required, 100 % online.
4,9★
Trustpilot
Over 1.000 businesses approved
Support in Spanish
Apply in minutes with no paperwork.
Funds approved the same day.
Low rates with no personal guarantee.
- TESTIMONIALS
What customers are saying about Verde Credit
Maria C.
Jordan S.
Yumi O.
Fatima Z.
Derek W.
Elena G.
Aamir K.
Samantha R.
Linh T.
Carlos M.
or speak directly with our team
personalized review in just a few hours
from your email or phone
sent straight to your business account
- WHY US
Why Verde is different?
We understand your day to day challenges and cash flow needs.
We focus on your business potential, not just a credit score.
We win when your business grows.
More options so more businesses get approved.
- Business open in the US for at least 26 months
- Have an ITIN or SSN
- Bank statements from the last 4 months
Dont have an ITIN yet?
- COMPARISON
Verde Credit x Other Companies
What matters to you?
Other banks / fintechs
Required documents
ITIN or SSN + bank statements
SSN, FICO, full financials, collateral
US credit history
Not required
Required
Time to receive funds
Up to 24 h
7 to 30 days
Process
2 min application
Long process with phone calls
Support language
English, Spanish and Portuguese
English only
Personal guarantee
No personal guarantee required
Often required
Rates and hidden fees
Best rates and full transparency
Possible extra fees
Credit renewal
Eligible again after 30 days
New process from scratch
Guidance
100 % free
Paid or no support
Focus
Small business owners
Large "prime" businesses
Result: with Verde Credit you save time, paperwork and headaches — working with a team that really understands business owners.
Secure your free review before this approval window closes.
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- FAQ
Frequently Asked Questions
1. Who can benefit from Verde Credit’s services?
Any small business owner in the United States looking for fair, accessible funding can benefit from our services. We help those who struggle to get traditional credit because of limited credit history, documentation, or language barriers.
2. What types of financial services does Verde Credit offer?
We offer business loans, financial guidance, and credit building support. Our solutions are tailored to the specific needs of each client.
3. What makes Verde Credit different from other lenders?
Our approach is based on inclusion, integrity, and empathy. We understand the challenges many small business owners face and work to offer accessible, tailored financing solutions without the usual barriers of traditional institutions.
4. How can I apply for a loan with Verde Credit?
You can start by filling out the application form on our website. After you submit it, one of our specialists will contact you to understand your needs and guide you through the next steps.
5. Do I need a US credit history to get a loan?
Not necessarily. We know many customers are still building credit. We look at your overall financial situation and business, not just your US credit history.
6. How long does it take for a loan to be approved?
Our approval process is fast and efficient. Most of our customers receive an answer within a few business days after sending all required documents.
7. Are there any hidden fees with Verde Credit loans?
No. We pride ourselves on being transparent. All rates and costs associated with your loan are clearly explained before you sign anything.
8. How does Verde Credit keep my personal information safe?
We take data security very seriously. We use advanced encryption and security tools to protect your personal and financial information so it stays safe and confidential.
9. Can I pay off my loan early?
Yes. At Verde Credit we encourage responsible borrowing and do not charge any extra fees for early repayment.
10. Where can I contact you for more information?
For more details, visit our website or reach our support team by email, phone, or live chat. We are here to help with any questions you have.
+1 (213) 440-8690
atendimento@verdecredit.us
